Works similar to a checking account

AccountNow Prepaid Visa Card and Prepaid MasterCard Cards work similar to an online checking account.

Keep your money safe in one of our prepaid card accounts instead of carrying it around in cash. Your deposits are FDIC insured up to $250,000.

AccountNow prepaid accounts all come with a prepaid card containing the debit identifier. The prepaid cards are similar to a bank issued debit cards. Not only can you make purchases and withdraw cash with our prepaid card, but you never have to worry about overdrafts because you can only spend what is on your card.

Saves you lots of money.

Save hundreds of dollars a year using the AccountNow Prepaid Visa Card and Prepaid MasterCard Card instead of traditional checking accounts, credit cards, bill paying services, check cashing, or bill paying services.

There are never any late fees, finance charges or overdraft fees. You get unlimited bill paying – no need to pay for postage or money orders. Also, you’ll never have to pay to cash your benefits or payroll check when you use our free direct deposit service.

Safer than cash.

Your AccountNow Prepaid Visa Card or Prepaid MasterCard Card is protected against fraud with the Visa Zero Liability policy** and the MasterCard Zero Liability policy***, conditions and exceptions apply (see cardholder agreement). This protects you from unauthorized charges made to your prepaid card in case your card is lost or stolen.

Your deposits are FDIC insured up to $250,000.

Everyone is accepted.

Getting an AccountNow Prepaid Visa Card or Prepaid MasterCard Card is just as easy as qualifying for a credit card or checking account. 100% approval* ensures you will qualify for one of our prepaid card accounts as long as you have valid identification.

If you have bad credit history or no credit at all you can still get an AccountNow Prepaid Card because we never check your credit bureau report. Even if your banking history isn’t great or you are on ChexSystems, you are still eligible to get one of our prepaid cards.

Click here to Signup for AccountNow

Western Union® MoneyWise(TM) Reloadable Prepaid MasterCard®  is one of the most fee-friendly prepaid cards in the market today!

The Western Union ® Prepaid Card is a money management tool that offers low fees (1) and a brand you can trust.

There is no checking account or credit check required.

The Western Union Prepaid Card offers great benefits:

FREE: Online activation
FREE: Monthly Maintenance fees
FREE: Purchase Transaction fees
FREE: Paycheck & Government Benefits Direct Deposit(2)

RELOADABLE:

	Cash at an Agent location3
	Direct Deposit a payroll check4
	Receive a Western Union Money Transfer® transaction5
	Transfer from a bank account

Consumers can load 4 easy ways including cash at over 46K Western Union Agent locations(3) and direct deposit(2).

Sign Up Today

* The Western Union MoneyWise Prepaid MasterCard is issued by MetaBank™ pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

1 Common card fees include: $1.95 ATM Withdrawal Fee (plus applicable ATM operator fees), $0.45 ATM Inquiry/Decline Fee, $2.50 monthly Inactivity Fee after 12 months of non-use & a $4.95 Agent Location Cash Load Fee.

Additional fees could include Re-issue card fee of $5, Bank to card transfer fee of $1, paper statement fee of $3, and currency conversion gains & fees.

See Cardholder Agreement for a complete description of fees.

2 The card is subject to load & account balance limits. If a direct deposit exceeds these limits, the transaction will be denied & you will need to obtain funds some other way.

Only certain funding sources may send direct deposits to your card. See Cardholder Agreement for details.

3 Load transactions:
that exceed certain dollar amount or that implicate certain regulatory issues may be restricted as outlined in the individual Cardholder Agreement