Get a BABYPHAT Prepaid Visa RUSHCARD Now

Applying for a Prepaid Visa RushCard

How old do I have to be to apply for the Prepaid Visa RushCard?

The minimum age requirement to apply for a Prepaid Visa Rush Card is 13 years of age. Parental consent is required for anyone under 18. Click here to download a parental consent form.

Why Rush Card ?

1- Achieve your personal and financial goals.

RushCard is a prepaid Visa debit card. You can only spend what you deposit, so there are no costly overdraft or interest fees. It’s an easy-to-use and convenient alternative to credit cards and traditional banking–without all of the worry of going into debt or overdrawing your account.

2- The better alternative to a bank

Many “free” checking accounts allow you to spend more than you have in your account and then charge you overdraft or NSF fees that can exceed $30. With RushCard, you can only spend what is on your card so you’ll never be charged costly overdraft fees.

3- The better alternative to a credit card

Avoid high interest charges and the danger of falling into debt. With RushCard there are no hidden fees or interest charges so you can enjoy the convenience of worldwide acceptance and protect yourself against overspending.

How to use your Prepaid Visa^® RushCard.

RushCard is a prepaid Visa debit card. You can only spend what you deposit, so there are no costly overdraft or interest fees. It’s an easy-to-use and a convenient alternative to credit cards and traditional banking—without the worry of going into debt or overdrawing your account.

Click here to APPLY for  Visa RUSHCARD Now

HSBC Bank International is the offshore banking provider of the HSBC Group, with its head office based in Jersey. HSBC Bank International has the experience to offer tailored offshore financial solutions to individuals living & working abroad

click here to apply for an offshore account

WHY HSBC ACCOUNT ?

a great product offering great rates and security in an environment of volatile markets and falling rates

the peace of mind that comes from being with a bank that:

- you can trust
- provides you with a safe home for your money
- are experts in offshore banking
- understands customers with offshore banking needs

Accept All Major Credit Cards as well as Electronic Checks, Debit Card Payments, and Private Label Gift Cards; processes Non-Cash Transactions for Internet Businesses, Mail – Phone Order Merchants, and Retail Point-of-Sale Merchants, as well as processing Checks and Direct Debits online and by phone with a merchant account.

Internet Processing

Internet Credit Card Processing requires more security and agressive fraud controls than retail credit card processing because the credit card cannot be verified by swiping the credit card like you do with a retail merchant account. For this reason it’s very important to deal with a company that specializes in internet transactions and Internet Merchant Accounts.

An Internet Merchant Account does not require a shopper’s signature and has requirements beyond a typical card-not-present or retail merchant account. If you already have a merchant account, you should verify that the merchant account supports credit card payments over the Internet.

We’ve been setting up Internet Merchant Accounts since 1994 and offer one of the most secure and reliable payment processing gateways on the market with the Fast Charge Payment Gateway^TM. In addition, we also offer a FREE shopping cart solution for your internet processing needs.

Features of the Fast Charge Payment Gateway^TM

• Free Online Virtual Credit Card Processing Terminal
• Free Online Check Processing Set Up
• Free Recurring Billing – Monthly, Quarterly or Annually etc..
• Free Basic Shopping Cart
• Free Fraud Scrubbing
• Free 24 X 7 Toll Free Telephone Support
• Free Sub ID’s and Unlimited Users
• Free Address Verification Service (AVS)
• Free Order Email Receipt to Customer and Merchant
• Free SSL Secured Order Pages
• Free No Equipment or Software Needed
• Free Instant Credit Card Verification
• Free Real-Time Online Reporting
• Free Email Domain Validation
• Free Large Transaction Notification
• Free Negative Credit Card Database for Fraud Detection
• Free High Risk Country and IP Address Blocking
• Free Daily Batching
• Free Batch Processing
• Free Duplicate Transaction Prevention
• Free Brute Force Attack Protection

Free Brute Force Attack Protection is probably one of the most important fraud features for preventing massive credit card fraud. Brute force is when someone tries to verify card account numbers by charging a small amount ($1.00) on a credit card just to verify if a credit card is valid. This FREE feature prevents brute force credit card number attacks and detects consumers who attempt to defraud by use of credit card number pattern attacks even if the transactions are coming from multiple locations or using spoofed IP addresses. You can set the number of times you will accept multiple transactions which will stop the attempts.

Most credit card processing gateways don’t even offer Brute Force Attack Protection but the few that do charge an additional $100 to $500 set up fee and $50 to $300 more per month for this service.

The Fast Charge Payment Gateway™ “Virtual Terminal” takes the place of a credit card terminal or processing software saving you money because you don’t have to purchase or lease the hardware or software. You get all the extra anti-fraud features like address verification, realtime credit card verification and free daily batching.

The Fast Charge Payment Gateway™ “Online Merchant Center” provides merchants with a way to process credit cards from any device with internet access offering multiple credit card payment choices to customers.

As well as offering accurate and timely authorization of customer transactions, Fast Charge Payment Gateway^TM also provides the timely back-end processing necessary to settle transactions including e-mail confirmation for both merchant and customers. With Fast Charge Payment Gateway^TM, funds can be transferred into your merchant bank account within two to three business days. Fast Charge Payment Gateway^TM; has a secure 128 bit SSL environment which is simply the fastest and simplest method for secure payment processing.

Open HSBC Offshore Bank Account Online

All of the banks and financial institutions around the world are responsible to verify their clients activities and identities making sure that they don’t practice any illegal activities before opening any account.

Due to all above If you’re verified with your HSBC local Bank complying their  KYC ( know your customer ) norms and verification process and already got your own local HSBC saving / business account  then you can open another  HSBC Offshore bank account  abroad ( US/EUROPE etc ) as non-resident.

Yes, Having a local HSBC bank account in your country will enable you to open another account/s in any of other HSBC abroad branches either in HSBC United states or European HSBC account .

All you need to is  to open local HSBC account in your country ,  then you have to  visit your local HSBC Bank personally and to ask the customer service officer  to take the necessary procedures to open another HSBC account in USA/Europe or any of other HSBC listed countries .

The officer will manage and proceed  all the paperwork and relevant documents in order to open the foreign HSBC account for you .

There will be an account opening charge which is a bit high but it’s worth due to  HSBC reputation, its accounts reliability in addition to trustworthy online powerful e-banking web interface.

Also initial deposit and  monthly / annual charges may occur depending on the balance and transactions charges on the foreign currency account. Details for the charges can be viewed at HSBC website at  (  Tariff and Charges menu )

Open HSBC Offshore Bank Account Online

AlertPay’s statement on the situation posted yesterday :

“We are currently expericing a large scale DDOS attack that has hit our sites which started at approximately 6:00am EST Sunday.  We are working with our data center to resolve and/or mitigate this issue.  More information will be posted here as we get updates. For the time being customers can connect to AlertPay at an alternate location: https://67.205.87.226″

Several hours later, AlertPay issued an update to the situation :

“We have finally mitigated the massive DDOS attack that started at 6:00am EST.  Unfortunately it took almost all day to resolve.  The site is operational now, and hopefully we’ll continue to tweak it more tomorrow to ensure this doesn’t happen again. We sincerely apologize for the inconvenience and we understand that this outage affects each of you personally.  We’re sorry for that.  We will continue to put measures in place so that outages like this do not occur again.

Ferhan”

There are two possible explanations regarding who’s behind the DDoS attack. It’s either unethical competition which in times of international economic meltdown can easily restore its market position by damaging the reputation and reliability of known competitor, or cybercriminals in “revenge mode” against a particular online payment processor that has detected their fraudulent activity, thereby causing them huge monetary losses. Despite the fact that online payment gateways have always been targets for DDoS extortionists, with malicious attackers introducing new models like the DDoS for hire one, they have empowered literally everyone knowing how to contact them with the opportunity to forward the responsibility for an attack to a third-party. Here’s a brief retrospective of DDoS attacks against online payment processors that took place during the last couple of years, with only a single instance of DDoS extortion :

• 2004 – Worldpay’s DDoS attack
• 2004 – Authorize’s DDoS attack
• 2004 – Authorize-It’s DDoS attack
• 2004 – 2Checkout’s DDoS extortion attack
• 2006 – StormPay’s DDoS attack
• 2008 – LibertyReserve’s DDoS attack

With DDoS extortion as a business model largely replaced by today’s DDoS for hire services, we’re inevitably going to witness more attacks throughout 2009.

Source : zdnet

Wells Fargo is one of the biggest Banks in USA that can provide IPB  ( International Personal Banking ) for Non-Resident . This is Not an easy account to open for foreigners and also it can not be used just for  PayPal and ecommerce money transfer purpose . It’ll take some time and strict paper work to open an account with Wells-Fargo, also a signature verification process is required to verify your identity/signature  with the bank. I believe this is wont be a problem if you are running a legitimate business/activity .

Wells Fargo Online Banking Features

With this banking service you’ll get free and secure online access to your accounts anytime, anywhere – in one place, with one username and password. Check balances, transfer funds, view statements, and much more.

Identification Documents Required :

- Copy of Passport
- Copy of National Identity Card/Driver License
- Signature card verification
- You will need to attach the most recent 3 months bank statements and 2 bank reference letters from your local bank.

Follow the following steps in order to open an account with Wells Fargo :

1- Visit the Wells Fargo IPB landing page .  Apply for the account by filling-up the online application form , and print it out

2- Also print out the signature card form and the service agreement

Signature Verification Process

To verify your signature, it has to be done by one of these three ways:

1- SWIFT message type 199 send by your bank.
2- Signature verified by San Francisco IPB office or Hong Kong IPB office.
3- Signature notarized by US Embassy or Consulate.

For choice #1, visit your local bank and ask them if the Swift message type 199 is available
( Most of the bank officers have never heard of SWIFT message type 199 before! ).

For choice #2, the best choice for Hong Kong / US residents

For choice #3, this seems like the only ’slightly’ more convenient way to do so. Given that you live near the consulate. It will cost you a fee to certify your document ( should be around USD$20 per document).

Please note that the Wells Fargo service agreement stated that you can not use the bank account for PayPal and other eCommerce solution. Make sure you read it carefully.

Yesterday LR announced to offer a debit card soltuion for all Liberty Reserve account holders before the end of this year .

LR are currently working on a design of the debit card itself and copyright materials. Also the have allocated separate customer support just for the debit card to ensure that all your concerns are addresses properly.

You don’t have to be German to enjoy a German bank account . You can easily open your own legal bank account in Germany as Non-Resident via post mail , No travailing .

All you need is to apply for the German bank account  with Treadston Ltd , sign and certify the documents required and send it to them via post mail . That’s it , they will contact you with the payment information once your documents received and approved .

( click here to visit Treadston Ltd official site )

Threadstone Ltd is an authorized bank introducing service that helped non residents to obtain their own German personal/business bank accounts .

Threadstone Ltd. as bank introducer offers you seamless world wide personal & business banking services in more then 25 countries.

The German Account Package include :
1- IBAN German Bank Account
2- ATM Maestro Card
( can be used to withdraw funds from any worldwide ATM with Maestro logo , and also at any German POS )
3- Visa Debit Card
The Visa Card  can be used at any local/International POS . Also its  good for the Internet Shopping.

General Information :

Account Prices/Fees :

# Personal Account:

1- 89 € ( Paid One-Time as Application fee by Threadstone to open the account – shipment included )
2- 50 € , Initial deposit
3- EUR 10.00 – Bank monthly Fee
4- 0.50€ incoming bank deposit transfer .

5- ATM withdrawal Fee , 0.00 – 5.00 € depends on the ATM

6- Wire Transfer Fee ( send woldwide )
Swift Transfer 20-25 Euro.  IBAN SEPA and Local 0.50 – 1 €

7- Wire Transfer Fee ( Receive worldwide )
Swift , IBAN SEPA and Local incoming transfers 0.50 – 1 €

# Business Account:

1- 129€ ( Paid One-Time as Application fee by Threadstone to open the account – shipment included  )
2- 100€ , Initial deposit
3- EUR 25.00 – monthly Fee
4- Incoming and Outgoing  Local or IBAN / SEPA  0.50 EUR
5- Incoming Swift – 5.00 €

No Fees for bank internal Account to Account transfer
No Fees for Maestro/Visa funding 25% Discount

Special 25% discount for DOLLARAT members . Just use the discount coupon below :

Requirements to Apply :

- You have to be at least 18 years old in order to open up this account.

The following documents are necessarily required:
1- Certified copy legitimation (e. g.. identification card or  passport )

Important : You’ll have to attach your ID together with proof-of-indentity form and certify your ID with an authorized individual  , best way is a bank, embassy or notary public ..

2- Proof of Resident (z. B. Certificate of Registration, utility bill)

3- Signed copy of our application forms.

Last step is to send your signed application form , and your certified proof -of-identity document together with proof of Resident to the following address :

Threadston Ltd.
Application Service
Postfach 170309
60077 Frankfurt am Main
Germany

For more information please do not hesitat to ask .

With USA Virtual phone number you`ll get :

1- Your own U.S Telephone number even if you are living outside USA for FREE.
2- Receive Free unlimited international phone calls.
3- Receive FREE voice messages from any worldwide landline / mobile phone to your email.

Make unlimited FREE phone calls to USA and Canada .
The next few pages will teach you how to get your own PRIVATE and FREE phone number in US where
you can receive voice messages and calls .

You’ll receive this call Just using internet line and PC anywhere in the world . The USA/Canada residents will call
you at their local tariff rate using their own landlines & mobile phones .

Also , you can receive calls from International friends . They’ll pay their local tariff calling rate to US destination ,

or simply they can use any VOIP Pc 2 phone program like BhCall.com .

Why Do I need U.S telephone number .. ?
- If you are operating website / online business and do not want to give your local/private telephone number .
- If you have, or want to have, clients in the U.S then you need a US telephone number .
- If you have friends/family in USA/Canada and want to receive Free international calls then you need U.S telephone
number .

Follow the next steps / instructions in order to receive unlimted Free international phone calls & message voice delivered to your email with your private USA phone number :

Step 1 :

- Sign up for Free SIP number with VOIP.Bujula .  ( Click Here To Register )

The Free SIP VOIP number will allow you to receive calls / voice phone message to your email via internet line using VOIP gateway . The SIP number will be integrated and config with you Free USA phone number ) ..
close the pop up window using the CLOSE button on the top after Signing up

NOTE : The field ( pick your sip number ) . This will be your VOIP.Brujula username and also SIP number . It must start with DIGIT ( 8 ) . For ex. 89109 . If the username / SIP number was taken try again till you get non registered SIP number. Your SIP number with

VOIP.Brujula address will be like the following address .. 89109@voip.brujula.net

VOIP.Brujula will send you an activation link to your email . You must confirm your email by following the link .Important : Do not forget your Password and Voip.Brujula SIP number .

Step 2 :

The next step is Registering for FREE U.S PHONE number with IPKall . To Sign up for your Free U.S Telephone number with IPkall please ( Register here  ) ..

Note : You must use your VOIP.Brujula SIP number during registration .. ( see the next Form for example )

————— Sign Up FORM example –

—————————-

After signing up IPkall will send you an email with subject : Here is your IPkall phone number . Congratulation , Now you are almost done ..

Last Step :

You’ll need to download X-Lite soft phone . X -Lite 3.0 is a small / friendly program that enable you to receive incoming calls from U.S / international Friends .

After you download / run the X-lite program you’ll need to configure your VOIP.Brujula SIP number / password together with the X-lite program . To do so Just right click on the dialer display and select (SIP Account Settings ) option . please see the next picture .

The program will ring on your PC when any one dial your Free U.S Telephone number .

You’ll receive these calls for FREE at anywhere in the world since you are connected to internet line with PC / laptop

- Your U.S / Canadian Friends will call you using their own landline/mobile phones and pay normal U.S local
calling rate.
- International Friends will pay their local international tariff rate to U.S destination .
- You are going to pay absolutely NOTHING . and you’ll be able to receive calls to your US number .
- Also , you are going to receive voice messages to your email when you are logged off

Get your own US based Mailing Address As Non US Residents , by superscription with one of the following MFC ( Mail Forwarding Companies ) :

1- USA 2 me

This mail forwarding company offer a “Bronze” plan that has one time set up fee ($25) and no monthly fees. Which means, if you never receive any mail to the address, you never have to pay for the service. Of course if you do need to have mail forwarded to you there is a fee.

Make Business IN USA .

USA2Me.com can help you establish a USA Virtual Office and Virtual Address From your country even if you do not live in USA.

As a USA2Me member you will automatically be assigned a USA street address (not a PO box). Use this address not only as your mailing and shipping address, but also use it in your business cards, stationery, marketing materials, etc…

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.

2- Access USA

This is a very high quality service. They have a one time fee and monthly or yearly subscriptions. Their shipment rates are really good. they have very low shipment rates . Specially if you are going to use their services often .

Rate Calculator Weight: Kg

3- US Global mail

Different rates and services you can choose. The sign-up process is not difficult and you can ask for your goodies via normal mail at a cheap price or via express service like FedEx or DHL.

4- Lanbox ( Free U.S Address )

This service is great for people living in Latin America. They have no setup fees. However their charges are not the cheaper.

Remember that there are other services around and you should check to see if it fits your needs.